Distressed real estate and complex debt, executed with judgement.
TOTALLY RAD is a specialist firm focused on NPLs, assignments of auction awards, REO/VSP assets and real estate transactions involving legal, financial or operational complexity. We act as an execution partner for professional capital, providing access, analysis and genuine deal-closing capability.
A boutique firm for transactions that leave no room for superficial analysis.
TOTALLY RAD operates at the intersection of credit, recovery, mortgage enforcement and distressed real estate. Our value lies not in listing properties, but in understanding the complexity of each case, structuring the right transaction and supporting it through to monetisation.
“We are not an agency. We are a specialist operator in debt and assets with genuine complexity, where every transaction requires judgement, access and execution.”
From credit to asset. From asset to exit.
We act as a partner to funds, servicers, family offices and investors that need a counterparty capable of reading the full transaction structure: documentation, collateral, proceedings, monetisation and post-closing execution.
Specialist services.
A proposition focused on the processes where TOTALLY RAD brings a genuine edge: mortgage debt, court proceedings, distressed assets and the execution of complex transactions.
Mortgage debt
Origination and placement of non-performing mortgage loans already in enforcement. Analysis of collateral, debt, ranking, proceedings and recovery scenarios.
Assignments of Auction Awards
Structuring and placement of assignments of auction awards, coordinating the fund, buyer, legal counsel and court through to formal completion.
Repossessed assets
Placement of REO assets and sales without possession, with specific analysis of possession risk, registry status, marketing and exit strategy.
Investment analysis
Asset valuation, recovery scenarios, comparables, enforcement costs, price sensitivity and decision-making documentation.
Specialist commercial management
Support for funds and servicers to granularise portfolios, identify buyers, position complex assets and accelerate monetisation.
Investor execution
Support for domestic and international investors: sourcing, documentation, AML/KYC, closing coordination and post-transaction follow-up.
One transaction, five decisions.
A process that appears simple but is demanding in execution. Each position is assessed from the standpoint of likely recovery and a viable exit, not merely from a commercial snapshot of the property.
Identify
Opportunities sourced from funds, servicers, law firms and direct relationships.
Screen
Collateral, debt, ranking, proceedings, occupancy, timing and liquidity.
Underwrite
Financial and legal scenarios focused on downside, timing and exit.
Execute
Offer, AML/KYC, contract, notary or court process.
Monetise
Possession, regularisation, sale, refinancing or alternative strategy.
Proven experience across the credit and real estate ecosystem.
We have worked alongside leading institutions, funds and platforms on debt and real estate processes. Those relationships are built through execution: analysis, specialist placement, closing coordination and follow-up on complex transactions.
Identification and screening of debt positions and assets with investment potential.
Experience across debt structures, court processes and repossessed or non-possessed assets.
Coordination between funds, servicers, legal counsel, buyers, notaries and other parties.
Underwriting, KYC/AML, closing, court follow-up, possession and exit strategy.
A corporate approach designed for professional capital.
TOTALLY RAD combines legal and financial analysis, commercial judgement and execution capability. That combination turns complex situations into actionable transactions, with the level of dialogue expected by funds, platforms and investment groups.
It is not only about finding an opportunity. It is about understanding it, supporting it with the right documentation and seeing it through to completion.
Let’s discuss the transaction.
If you represent a fund, servicer, family office or investor and would like to assess a debt or distressed real estate opportunity, contact the team directly.
28016 Madrid
Spain
Ste B #10137
Albuquerque, NM 87113